What is a payday loan?

A payday loan, also known as a cash advance or paycheck advance, is simply a short-term cash loan for an amount between $100 and $1500.

Do I qualify for a payday loan?

Nearly any adult with a bank account and some source of income can qualify for a payday loan.

What if I have bad credit?

People with bad or imperfect credit are welcome here. Lenders typically will not check your credit with any of the three major bureaus (Experian, Trans-Union, and Equifax) for simple short-term cash advances like these when the amount is between $100 and $1500.

How much can I borrow?

This depends on the state you live in, the amount you request, and what the lender is capable of offering. The maximum amount that can be borrowed in a cash advance is $1500. Fill out our form to find out exactly how much you can borrow.

Is there an application fee?

No, there is no fee to apply for a payday loan.

Do you have any tips for applying?

If your income source is from a job (as opposed to social security or unemployment), if you make over $1000 per month, and if you have a checking account with direct deposit, you can get a very good rate and likely borrow the maximum if you so choose.

I need a payday loan. How do I get started?

It's easy! Simply fill out our form, get approved instantly, and the money will be wired into your bank account the same day, often within minutes.

We are your source for instant payday loans. Whether you need some emergency cash or you have an unexpected bill and need a personal loan, you can count on us. Feel free to peruse our site for more on instant payday loans.

© 2012, InstantAdvanceNow | Apply Now | About Us | How This Works | Privacy Policy | Contact Us | Sitemap


You must be 18 years of age or older to qualify for a loan. Services are not available to residents of Georgia, West Virginia, and Virginia. This site will attempt to match you with a payday loan lender based on your application. We are not acting as a lender or broker, nor do we make make credit decisions. Our site does not constitute a loan offer or loan solicitation. We will not check your credit history, verify the information you provide, or charge a fee of any kind. If you are matched with a cash advance lender within our network, that lender or broker may provide a cash advance quote. Rates, terms and conditions, cash transfer times, and documentation requirements vary by lender and will be presented to you in the loan agreement. Not all lenders can provide $1500. You are not obligated to accept a given lender's quote. We do not distribute the products of all lenders in the marketplace, and therefore we cannot guarantee the lowest price or best terms available in the market. Completing this form does not guarantee loan approval. Payday loans are intended as short-term financing to solve immediate cash needs and should not be considered a long-term solution.